Investing in different asset classes

Investment in different asset classes is made with the hope that their value will increase over time. Hence, selecting the right and most suitable for you is most important.

What has been covered:

·         Basics of Investing

·         Different types of investing routes

·         Factors to keep in mind before investing

·         Secrets of great investors

·         Calculating risk – Range analysis, Standard deviation, Coefficient of Variation, Alpha and Beta R-Square, and Sharp Ratio.

·         Historical performance of various assets

·         The historical return of some of the most popular assets, such as Euro/ USD exchange rate, S&P 500, S&P Global REIT, and US 10-year bond

Set your goals and manage the risks of investing

Investment strategy depends a lot on financial goal setting and is one of the key steps toward reaching financial success.

What has been covered:

·         Financial goals and risks of investing

·         What types of financial risks can you encounter in capital markets?

·         Systematic risks such as Market risk, Interest Rate risk, Exchange Rate risk, Purchasing power risk, and Reinvestment rate risk.

·         Unsystematic risks such as Business risk, Default risk, Accounting risk, Country risk, Executive risk and Regulation risk.

·         Fraud and scams in investing

·         How does an investment scam take place? 

·         Types of scams such as Promissory notes, Pump and Dump schemes, Ponzi schemes, Real Estate investments, cryptocurrency frauds, Social Media investment frauds, Offshore investment schemes.

·         How to distinguish a get-rich-quick scheme from a legitimate one? 

·         Different types of get-rich-quick schemes such as Multi-level marketing schemes, Lottery, Fraudulent job listings, and cryptocurrencies, etc.

·         How can one avoid an investment scam? 

·         What to do if you have been scammed?

·         What to do when all doors close?

How to build a good investment portfolio

Building a good investment portfolio is the basic requirement for a fruitful investment journey, but it is equally important to chalk out the collection of financial investments for your portfolio.

What has been covered:

·         Building an investment portfolio

·         How to select an investment vehicle

·         Types of investment vehicle such as Ownership investments, Lending investments, Pooled investment vehicles

·         Different approaches for measuring investment performance such as Asset Returns, expected mean return of an asset, Weighted average return on an asset, Asset volatility

·         Portfolio expected return

·         Portfolio volatility

·         Tax impact on investment performance

·         Taxable investment vehicles such as Stocks, Bonds, Mutual Funds, REIT, ETFs, etc.

·         Tax-advantaged investment vehicles such as Municipal bonds, Traditional IRAs, 401 (k) accounts

·         Ways you can minimise capital gain taxes

All you need to know about portfolio diversification and rebalancing

Diversification is one of the most important aspects of investing. This module will discuss the need for diversification and rebalancing your portfolio.

What has been covered:

·         Diversifying your portfolio

·         Ways to diversify your portfolio

·         Issue of over-diversification

·         Portfolio rebalancing

·         Rebalancing strategies such as Calendar rebalancing, Percentage - of - Portfolio rebalancing, Constant Proportion Portfolio Insurance, Cash flow rebalancing and Automated rebalancing.

·         Reporting on portfolio status 

·         Investing tools for investors such as Screeners, Charting, Budgeting and portfolio analytics tools, News alerts and apps, Discount brokerage